As the summer season approaches, millions of Americans are preparing to head out on the water. Every year, nearly 100 million people go boating on lakes, rivers, bays, and oceans across the United States, drawn by the freedom, relaxation, and adventure that come with spending time on the water with family and friends.
Boating Safety Risks
While boating can be an enjoyable and rewarding experience, it also comes with serious responsibilities. Operating a boat requires constant attention, sound judgment, and a commitment to safety.
Unfortunately, boating accidents occur at an alarming rate. According to recent reports, nearly 4,000 boating accidents happen annually in the United States, resulting in more than 2,000 injuries, over 500 fatalities, and more than $85 million in property damage each year.
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Frequently Asked Questions Regarding Supplemental Uninsured/Underinsured (SUM) Coverage
If you are injured in a motor vehicle crash by an uninsured or underinsured driver, you may have no way to recover full compensation for your injuries and other losses.
Supplemental Uninsured/Underinsured Motorist (SUM) coverage protects you when someone else’s insurance falls short.
Far too often, we see clients who have suffered serious injuries caused by drivers with little or no insurance. In many of those cases, the at-fault vehicle’s policy is immediately exhausted, leaving injured victims without adequate compensation.
SUM coverage is an inexpensive and effective way to safeguard yourself and your family in the event of a serious car crash. For most drivers, SUM coverage is a small additional cost that provides significant peace of mind.
The following are answers to some of the questions regarding SUM coverage, which we are frequently asked about at Lipsitz Green Scime Cambria.
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The Buffalo News Reports on $2.1 Million Settlement Obtained for Victim of Car Crash
The Buffalo News recently published a report on a $2.1 million settlement that attorney Melissa Wischerath obtained on behalf of her client, who was the victim of a car crash.
A car driven by the victim in this matter was struck by a pickup truck, which had been stolen by a group of teenagers. The teenagers were attempting to flee from an Amherst Police Officer, who was pursuing the stolen vehicle at a high rate of speed.
As reported by The Buffalo News, a lawsuit was filed against the Town of Amherst and asserted that the officer’s high-speed chase was reckless and in violation of the town’s police pursuit policy. The article notes that the Amherst Police Department’s policy states “that duty to avoid damage or injury to innocent third parties is superior to that of pursuit or emergency response.”
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