If you are injured in a motor vehicle crash by an uninsured or underinsured driver, you may have no way to recover full compensation for your injuries and other losses.
Supplemental Uninsured/Underinsured Motorist (SUM) coverage protects you when someone else’s insurance falls short.
Far too often, we see clients who have suffered serious injuries caused by drivers with little or no insurance. In many of those cases, the at-fault vehicle’s policy is immediately exhausted, leaving injured victims without adequate compensation.
SUM coverage is an inexpensive and effective way to safeguard yourself and your family in the event of a serious car crash. For most drivers, SUM coverage is a small additional cost that provides significant peace of mind.
The following are answers to some of the questions regarding SUM coverage, which we are frequently asked about at Lipsitz Green Scime Cambria.
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Michael Schiavone Named to Buffalo Business First’s Power 250
Lipsitz Green Scime Cambria is proud to announce that Michael Schiavone has been named to the 2026 edition of Buffalo Business First’s Power 250.
Power 250 is an annual list of Western New York’s most influential business and community leaders. Business First states that every year, they compile a list of “business leaders whose guidance and influence shape Western New York.”
When creating the Power 250 list, Business First focuses on individuals who lead organizations, make key decisions, and possess the authority to effect change in the region. Candidates are evaluated on their impact on Western New York’s business environment and community development. Assessment includes the scope of their role, company size, and tenure, alongside personal involvement in civic activities.
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The New York State DMV Updates Point System and Increases Penalties for Driving Offenses
On February 16, 2026, the New York State Department of Motor Vehicles implemented a new point system, which will result in steeper penalties for traffic violations.
The DMV’s new point system:
- increases the number of points assessed to a driver’s license for various traffic violations;
- introduces points as a penalty for traffic violations that previous carried none;
- lowers the total number of accumulated points that will lead to a license suspension hearing; and
- extends the period of time that points can be accumulated, leading to the suspension of a driver’s license.
Attorney Barry Covert recently spoke with WGRF-FM 97 Rock’s morning show hosts, Shredd and Ragan, to discuss details on the New York State DMV’s new penalties for driving offenses.
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