If you are injured in a motor vehicle crash by an uninsured or underinsured driver, you may have no way to recover full compensation for your injuries and other losses.
Supplemental Uninsured/Underinsured Motorist (SUM) coverage protects you when someone else’s insurance falls short.
Far too often, we see clients who have suffered serious injuries caused by drivers with little or no insurance. In many of those cases, the at-fault vehicle’s policy is immediately exhausted, leaving injured victims without adequate compensation.
SUM coverage is an inexpensive and effective way to safeguard yourself and your family in the event of a serious car crash. For most drivers, SUM coverage is a small additional cost that provides significant peace of mind.
The following are answers to some of the questions regarding SUM coverage, which we are frequently asked about at Lipsitz Green Scime Cambria.
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